Is my Neat Visa card a credit card?

Yes, but initially we don’t offer credit beyond the balance of your Neat Multi-currency Wallet.  We may extend a credit line to your business in the future, based on the credit profile of your transactions.

You can apply for as many Neat Visa cards as you need with different card limits, however, total credit is initially restricted by the balance in your multi-currency wallet. 

For more details click here